Job Description
Overview
VACANCIES ANNOUNCEMENT
The United Civil Servants SACCO is member-owned institution dedicated to offering a diverse array of savings and credit products to civil servants, corporate organizations as well as SME’s in Malawi, our mission is to transform the socioeconomic lives of all Malawians. With projected business growth for 2025 in alignment with our strategic plan planning from 2022 to 2026, we are actively seeking individuals passionate about fostering positive change in their community and country. We invite applications from candidates driven to contribute to the socio-economic improvement of their society and nation through the United Civil Servants SACCO.
Position: Credit Supervisor(1 position)
Reporting to: Credit Manager
Employment Type: Fulltime
Job Purpose
The Credit Supervisor is responsible for driving loan book growth through demand creation and overseeing loan processing. They manage the loan application process, ensuring compliance with policies, accurate loan assessments, and proper maintenance of records. The role also includes conducting due diligence and ensuring risk and compliance standards are met, while supporting loan growth initiatives across branches and satellite.
Duties and Responsibilities:
- Loan book Growth
- Championing the growth of the loan book
- Coming up with loan book growth strategies for all loan products ü Supervising credit analysts on loan book growth.
- Management of loan processing (Centralized and decentralized one)
- Assessment of loans as per investment and lending policy
- Maintaining loan form registers of all applied loans
- Check loan insertions for all loans
- Communication to members on disbursed loan
- Credit Life management
- Processing of monthly credit life schedules.
- Filling
- Filling of all documents.
- Risk and compliance management
- Making sure that all processes are done according to the policies
Qualification, Knowledge, Skills and Experience
- A bachelor’s degree in business management or any related profession.
- Vast experience of not less than 2 years in a similar role.
- High attention to detail and excellent analytical skills
- Sound independent judgment
- High performance attitude, resilience, honest and high integrity.
This above position is tenable at head office in Mzuzu
Method of Application:
Interested candidates meeting the above requirements should send their application letters with a detailed curriculum vitae (CV) with at least three (3) traceable referees plus copies of certificates including MSCE not later than 30 November 2024, to:
Email: ucssacco.recruitment@gmail.com
Only shortlisted applicants will be acknowledged.